HVAC Financing Solution

Chances are you weren’t expecting to make an HVAC purchase and most families don’t have $5,000.00 or more on hand for this type of expense. This is where FTL Finance can benefit you. Not only is financing a great option for when you have an emergency expense, but also for when it makes sense to use your financial reserves for something else.

Why FTL Finance is a great choice….

You’re more than a credit score, we look at your overall financial picture

There are no prepayment penalties

No default rate for missed payments or after a differed interest period has expired

Simple paperwork

Automated response to credit applications

Online/auto payment options with no charge

Two Easy, Simple Financing Options

We will work with you to choose the best option. Whether you prefer to pay off the loan quickly or want a very low monthly payment, you have choices. See product options below, remember not all products are offered in all areas.

OPTION 1:

FTL Finance Lease

Competitive fixed rates from 9.9% to 18.9%

Terms up to 7 years

Loan amounts from $1,000.00 to $35,000.00

Deferred interest plans available for 90 days, 6 months, and 12 months (plans not available in all areas)

No minimum monthly payment required during deferred interest period

Regular financed contracts are available in all areas

OPTION 2:

FTL ESC Card

Non-Promotional rate of 17.9%

Loan amounts from $300.00 to $35,000.00

Deferred interest plans available 6 months and 12 months (plans not available in all areas)

Minimum monthly payments required during deferred interest period

Regular revolving lines of credit are available in all areas